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Five things to keep in mind before filing for divorce

When you are in the course of a divorce, emotions often get in the way of rational thinking. The decision to divorce is mostly based on negative emotions and can cause a person to jump into the process of divorce instead of taking the time to think about it. Before filing for divorce here are five things you need to keep in mind.

Hire a divorce lawyer


You should first hire an experienced lawyer. The lawyer will be able to litigate your case before a judge. You should find an attorney who knows the value of settling quickly and is ready to fight for you if the need arises.

Know your financial position


You should have an understanding of your financial standing. Divorce makes an equitable distribution of marital assets and debts. To get a fair share during the divorce settlement, you need to know your financial position. Financial accounts, vehicles, and home are split equitably. The marital debt will be divided depending on who is more financially able to pay the debt.

Get proof of income


You need to have documentations ready that will show your and your spouse’s income. You can collect the recent paychecks or financial statements.

Make a post-divorce budget


You have to figure out what you will live on after you are divorced. You know by now how much it takes to run your household. Your income is most likely to drop. Having a budget will help you to negotiate your divorce settlement.

Evaluate your joint accounts


You have to settle your joint accounts. You can have a new account and transfer half of the money from your joint account to your new account. You should document all your expenses so that you can show it as proof during the time of settlement negotiations. It is better to pay off and close all joint credit accounts before you file for a divorce.

Divorce is a life altering the decision. You should learn where you stand financially and make yourself ready or the new course of life.

Four reasons why you should have a personal lawyer

When you are a victim of an accident, you are confused and overwhelmed by all questions related to your accident. No one can provide you with the information that is most important to you. If you are hurt in an accident, a personal injury lawyer will be able to help you. Here are four reasons for having a personal lawyer.

1. There’s no risk

Most personal injury lawyers work on a contingency fee basis. That means that if you don’t get a settlement or win your case, you will not have to pay your attorney any money. Lawyers are experienced, and they will be able to advocate for you and get a fair settlement from your insurance company. In case you don’t win, there is no financial risk for you.

2. Lawyers know your opinion

It can be complex dealing with an insurance company to get a fair settlement. The insurance company makes a profit by paying out little of the claims. They give you less than you deserve most of the time. This means that you will need to pursue alternative methods to get your claims. Lawyers will understand your situation and will be able to help you.

3. They have the resources and time

Having a lawyer working for your case is like a personal assistant working for you. A personal injury lawyer spends data and night gathering your medical records, reviewing police reports and communicating with your insurance providers.

4. Experience

Personal injury lawyers have the experience working with other lawyers. This means that they can work with lawyers from the insurance company to find a suitable solution. They also understand the personal injury settlement process.

Having a lawyer by your side is the best option you have when you have to deal with personal injury cases. The lawyer will be able to get you the compensation you deserve.